Privacy Policy

1. Scope; Relationship to Privacy Policy and Terms

1.1 This Disclaimer sets out important limitations regarding our responsibilities and your responsibilities in connection with personal information processed through the Website. It does not list all details of our data practices; those appear in our Privacy Policy. Your access to and use of the Website remain subject to our Terms of Use.

1.2 Nothing in this Disclaimer creates a professional-client relationship, fiduciary duty, or duty to provide services, and nothing expands any obligations beyond those expressly stated in our Privacy Policy or required by applicable law.

1. Informational Nature; No Professional Advice Content on the Website is provided for general informational and educational purposes only and is not a substitute for professional advice. You agree not to rely on Website content (including any calculators, case studies, examples, or FAQs) for legal, tax, accounting, investment, or financial decisions. You should obtain tailored advice from qualified professionals under a separate written engagement.

2. Third-Party Websites, Tools, and Integrations

3.1 The Website may link to or integrate with third-party websites, platforms, or tools (for example, scheduling software, CRM, marketing automation, analytics, video conferencing, project management, or communication vendors), including without limitation Calendly, GoHighLevel, and Financial Cents (collectively, "Third-Party Services"). These Third-Party Services independently collect and process information under their own terms and privacy policies.

3.2 No Control or Responsibility for Third Parties. We do not control and are not responsible for Third-Party Services’ acts, omissions, data security, availability, accuracy, or compliance. Your use of Third-Party Services is at your own risk and subject to their terms and policies. You should review the privacy practices of each Third-Party Service before using any linked or integrated service.

1. Communications; Email, Calls, and SMS/Text

4.1 By submitting your contact information on the Website, you consent to receive communications from us via email, telephone, and SMS/text messages using the contact details you provide. Messages may be sent using automated technology. Message and data rates may apply. Message frequency: up to once per day. For assistance, reply HELP. To opt out of texts, reply Stop. Your consent is not a condition of purchase. Carriers are not liable for delayed or undelivered messages.

4.2 Record-Keeping. We may maintain internal do-not-contact lists and records of your consent and opt-out choices consistent with applicable law and our retention practices.

1. Security; No Absolute Guarantee

5.1 We implement reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no method of transmission over the Internet or method of electronic storage is 100% secure. We do not warrant or guarantee absolute security and are not responsible for unauthorized access to information that is beyond our reasonable control.

5.2 Breach Notices. If we are required by applicable law to notify you of a security incident involving your personal information, we will provide such notice consistent with legal requirements and our internal procedures.

1. Data Accuracy; User Responsibilities

6.1 You are responsible for the accuracy and completeness of information you submit. If your information changes, you agree to promptly update it or notify us via the contact information below.

6.2 We may rely on information you provide without independently verifying it and are not liable for losses arising from inaccurate, incomplete, or misleading information supplied by you or Third-Party Services.

1. Children’s Privacy The Website is intended for individuals 18 years of age or older. We do not knowingly collect personal information from children under

1.2. If we learn that a child under 13 has provided personal information, we will take reasonable steps to delete such information.

2. International Data Transfers We may process and store information in the United States and other jurisdictions that may have privacy laws different from your jurisdiction. By using the Website, you consent to the transfer of information to countries outside your country of residence, including the United States.

3. Retention; De-Identification; Aggregation

4.1 We retain personal information for as long as reasonably necessary to achieve the purposes described in the Privacy Policy or as required by law, taking into account legal, operational, accounting, and audit requirements.

4.2 We may de-identify and/or aggregate personal information and use or disclose such information for research, analytics, and business purposes. De-identified or aggregated data is not treated as personal information under this Disclaimer.

5. Your Choices and Opt-Outs You may exercise choices described in our Privacy Policy, including opting out of marketing emails by using the "unsubscribe" link and opting out of SMS by replying Stop. Some choices may be implemented via browser/device settings or Third-Party Services and may be limited by technology or by the nature of services provided.

6. Do Not Track Your browser may offer a "Do Not Track" setting. Because there is no uniform industry or legal standard for recognizing or honoring such signals, the Website may not respond to them. We will continue to evaluate evolving standards and update practices as appropriate.

7. Status Disclosures: Sale/Share of Personal Information

8. We do not sell personal information, and we do not sell any information received via Website submission.

9. We do not share personal information for cross-context behavioral or targeted advertising obtained via Website submission. We may disclose personal information to service providers and contractors (including the Third-Party Services listed above) under written agreements that restrict their use of personal information to specified business purposes on our behalf.

10. Sensitive Information; Prohibited Submissions Please do not submit highly sensitive personal information through public or unsecured Website forms (for example, Social Security numbers, driver’s license numbers, full financial account numbers, protected health information, precise geolocation, or passwords). If such information is inadvertently submitted, we may delete or redact it and are not responsible for any resulting risks or harms caused by your method of transmission.

11. Reliance, Availability, and Accuracy Disclaimers

12. No Reliance. You agree not to rely on the Website as a complete or error-free source regarding our privacy or security practices. The controlling statement of our data practices is our posted Privacy Policy as amended from time to time.

13. Availability and Accuracy. We do not guarantee that the Website (or any privacy-related dashboards, controls, or forms) will be available, uninterrupted, timely, secure, or error-free; or that information displayed is current, complete, or accurate at all times. We may correct errors, inaccuracies, or omissions without prior notice.

14. Limitation of Liability (Privacy-Related) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, GOODWILL, DATA, OR USE, ARISING OUT OF OR RELATING TO: (A) YOUR RELIANCE ON THE WEBSITE OR THIS DISCLAIMER; (B) THIRD-PARTY SERVICES; (C) UNAUTHORIZED ACCESS TO OR USE OF YOUR INFORMATION THAT IS NOT DUE TO OUR FAILURE TO IMPLEMENT REASONABLE SAFEGUARDS; (D) ERRORS, OMISSIONS, OR INACCURACIES IN WEBSITE CONTENT; OR (E) YOUR USE OR INABILITY TO USE THE WEBSITE OR PRIVACY PREFERENCES. TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THIS DISCLAIMER OR THE WEBSITE SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US$100).

15. Indemnification (Privacy-Related) You agree to defend, indemnify, and hold harmless the Company and its affiliates from and against any claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your breach of this Disclaimer, the Privacy Policy, or the Terms of Use; (b) your misuse of the Website; or (c) your violation of law or third-party rights. 3. Governing Law and Venue This Disclaimer is governed by the laws of the State of Florida without regard to conflict-of-laws rules. Subject to any applicable arbitration agreement in our Terms of Use, exclusive venue for permissible court proceedings lies in the state or federal courts located in St. Johns County, Florida, and you consent to personal jurisdiction there.

16. Changes to This Disclaimer We reserve the right to modify, amend, or update this Disclaimer at any time without prior notice. Changes become effective immediately upon posting to the Website. Your continued use of the Website after modifications constitutes acceptance of the revised Disclaimer.

17. Acknowledgment and Acceptance By using this Website, you acknowledge that you have read, understood, and agree to this Disclaimer. You acknowledge that: (i) you are not relying solely on Website information for professional decisions; (ii) you will seek appropriate professional advice before taking action; and (iii) you understand the limitations of the information provided.

18. Contact Us For privacy inquiries, requests, or complaints, contact: - Real Wealth Consulting, LLC - Attn: Privacy - Address: 155 Bartram Market Drive, 135-503, St. John's, Florida, 32259 (St. Johns County) - Email: [email protected] - Phone: 904-756-9540